Everything you need to know about auto insurance in Texas

Everything you need to know about auto insurance in Texas

Texas car insurance is designed to protect you, your family, and your automobile. Drivers in TX purchase auto insurance to ensure they are financially protected in case they are in an accident. Given that Texas has almost 22.5 million residents, there are likely millions of drivers on Texas’ streets, roads, highways and freeways at any one time. To help protect the many Texas drivers, Kanetix.com has brought together some of the top insurance companies to show Texans which companies are available online to offer you competitive auto insurance quotes. The auto insurance rates you get are personalized to your information and quick and easy to get.

Texas law requires Texans to have auto liability insurance. Additionally, if you owe money on your car, usually the company or institution that has leant you the money requires you to also have a minimum amount of collision and comprehensive coverage.

If you drive in Texas, you must show you can pay for accidents you cause. Most Texas drivers buy auto liability insurance to show proof they can come up with the means to pay for damages, injuries or other losses if they are in an accident. Texas law requires minimum coverage of:

* $20,000 per injured person, up to a total of $40,000 for everyone hurt in an accident, and
* $15,000 for property damage.

This basic coverage is called 20/40/15 coverage. Basic coverage might not be enough so you should consider buying more than the basic limits.

After you purchase your auto insurance policy from your chosen car insurance insurer, your insurance company will send you card that when shown proves you have insurance.