Before you can compare San Jose car insurance rates, you will need to get a good number of quotes from California car insurance companies. 4 or 5 should give you enough of a selection to compare.
If you've never gotten online auto insurance quotes before, we make it very simple. Just click the graphic above and complete the short form. You will then receive multiple San Jose car insurance quotes from different companies in your area.
Compare Insurance Rates
Once you have several different quotes to compare, you will want to double check that the quoted coverages are as identical as possible. For example, make sure the comprehensive and collision deductibles are the same for all vehicles.
After checking that you have apples-to-apples coverage quotes, you can look at the bottom line quote amount and see how each company stacks up price-wise. Some San Jose car insurance companies have different appetites for business, so don't be surprised if some quotes are quite a bit higher than others.
Many factors help determine how high your San Jose car insurance quotes are. Have you received any DUI or reckless driving tickets? Do you have a poor credit score? How old are the drivers on the policy? Do you own your home?
Other Ways to Find San Jose Auto Insurance
If buying San Jose car insurance online is not your cup of tea, there are other ways to secure insurance on your vehicles.
* There are many insurance agents in San Jose that you can contact for a price quote. To find one, simply click on the 'Find an Agent' link on our website and enter your zip code or choose San Jose from the menu.
* It's always possible to go directly to the websites of companies like Farmers Insurance, Allstate, State Farm or Libery Mutual to get a direct car insurance quote.
* Ask your friends if they have a car insurance agent they would recommend.
Lower your San Jose Car Insurance Rates
Ever wonder what factors impacted your car insurance rates? There are quite a few things that car insurance companies use when determining what to charge. Here are some ways you can lower your rates.
* Safe Drivers Save More - Drivers who obey the traffic laws in California will always pay less for their car insurance.
* Have Good Credit - Drivers with good credit scores are deemed to be better insureds, and therefore pay lower rates than drivers with poor credit.
* Don't File Small Claims - Insureds who have a tendancy to file small claims will pay higher rates than those who choose to pay small claims out-of-pocket.
* Package Discounts - If you own a home in San Jose, consider combining your auto policy and homeowners policy for a discount.
San Jose Insurance Agents
Listed below are San Jose agents who may be able to help you find California car insurance. View all San Jose insurance agents.
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